Realistic Retirement Planning Calculator

Current Age

Retirement Age

Life Expectancy

Portfolio ($)

Annual Lifestyle Draw ($)

Inflation Rate (%)

Base Tax Rate (%)

Spending Deceleration (%/yr)

SS (Monthly at 67)

Pension (Monthly $)

Nursing Home Age

NH Monthly Cost ($)

Medical/Other (Monthly $)

SS Claiming Age

Spending Guardrails

RMD Start Age

Year 1 Crash (-20%)

Cash Buffer (Years)

5% Return | 7% Volatility

8% Return | 14% Volatility

🧠 Advanced Retirement Planning Calculator